Every partner in our ecosystem is selected through a rigorous due-diligence process, operates under a signed Data Processing Agreement, and is monitored for compliance with RBI's Fair Practices Code and Digital Lending Guidelines 2022.
Crestmont Capital pulls bureau data from all four RBI-licensed Credit Information Companies for every loan application — ensuring the most complete and accurate credit picture for each borrower.
India's most trusted credit information company
TransUnion CIBIL is India's first and most widely used Credit Information Company, holding credit records of over 1.3 billion individuals. We integrate with CIBIL to pull bureau reports and CIBIL scores as part of our multi-bureau credit assessment for every loan application on askrupee.com.
Global credit intelligence, India-ready
Equifax is a global data, analytics, and technology company operating in India as a RBI-licensed Credit Information Company. Crestmont Capital uses Equifax bureau data to enhance our credit risk models and validate applicant credit histories across our lending portfolio.
Data-driven credit decisions at scale
Experian India is an RBI-licensed credit information company and global analytics leader. We leverage Experian's credit bureau data and analytical tools to support accurate credit assessments, helping us make faster and fairer lending decisions for borrowers on askrupee.com.
Specialised credit intelligence for NBFCs
CRIF High Mark is an RBI-licensed Credit Information Company with deep specialisation in NBFC, microfinance, and SME lending data. Our integration with CRIF provides additional credit data coverage, particularly for borrowers who may be thin-file or underserved by traditional bureaus.
RBI-recognised credit information companies that provide bureau reports and scores used in our credit assessment process.
Crestmont Capital's Board has approved a Vendor Management Policy that applies to every third-party in our ecosystem — from credit bureaus to BPO partners.
Read our Fair Practice Code →We are always open to working with technology providers, business correspondents, and fintech companies who share our commitment to responsible lending and borrower protection.