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Customer Protection  ·  RBI Compliant  ·  Fair & Fast Resolution

We take every complaint
seriously.

Crestmont Capital is committed to resolving every grievance with transparency, speed, and empathy. Here you will find every channel available to you and a clear escalation path — from our support team to the RBI Ombudsman.

Acknowledged within 1 working day
Resolved in 5–10 working days
RBI escalation available at 30 days
How it works

Three levels of resolution

Every complaint follows a structured escalation path. You move to the next level only if the previous one is unsatisfactory or unresolved within the defined timeline.

Level 1

Customer Support Team

Raise your complaint through the askrupee.com app, by email, or in writing. Our team investigates and resolves every complaint at this level before escalation is needed.

Acknowledged: 1 working day Resolved: 5–10 working days
service@crestmontcapital.in
Level 2

Grievance Redressal Officer

Escalate to our designated Nodal Grievance Redressal Officer, quoting your complaint reference number. Your case will be reviewed independently and you will receive a final written decision.

Acknowledged: 2 working days Resolved: 15 working days
grievance@crestmontcapital.in
RBI

RBI Integrated Ombudsman

If your complaint remains unresolved after 30 days — or you are dissatisfied with the Level 2 decision — you have the right to approach the RBI Integrated Ombudsman at no cost to you.

Available 24 × 7 online Resolution: 30 days (RBI norms)
Contact us

Choose how you reach us

Fastest

In-App Support

The quickest path — raise a complaint directly inside the askrupee.com app. Our team sees your full loan details instantly and assigns the complaint to the right department in minutes.

Whereaskrupee.com → Help & Support → Raise a Complaint
Ack.Automated — immediate
Hours24 × 7 (submission)
Open askrupee.com →

Email

Send us a detailed description of your issue along with your loan account number and supporting documents. You will receive an acknowledgement with a reference number within one working day.

Ack.Within 1 working day
Send Email →

Phone

Speak directly with a customer support representative. Our team is available during business hours to handle complaints, answer queries, and guide you through the resolution process.

HoursMon–Sat · 9:30 AM – 6:30 PM IST
WaitTypically under 5 minutes
Call Now →

Written Correspondence

Send a formal written complaint to our Grievance Cell. Mark the envelope clearly and include your loan account number, a description of the issue, and copies of any relevant documents.

AddressEP-Y-16, Sector V, Kolkata, West Bengal 700091
Mark"Complaint — For Grievance Cell"
Registered Office Address
Designated Officer

Your grievance
reaches a person,
not a process.

Under RBI's NBFC directions, every regulated entity must designate a Grievance Redressal Officer who is personally accountable for escalated complaints. Our Nodal Grievance Redressal Officer reviews every Level 2 case independently and provides a written decision — not a templated response.

Nodal Grievance Redressal Officer
Crestmont Capital Pvt. Ltd.
Crestmont Capital Pvt. Ltd.
Grievance Redressal Officer (GRO)
grievance@crestmontcapital.in
Mon–Sat · 9:30 AM – 6:30 PM IST
EP-Y-16, Sector V, Kolkata, West Bengal 700091
2 Days to acknowledge
15 Days to resolve
100% Written decisions
Our commitment

Resolution timelines

We hold ourselves to defined timelines at every stage. These are not aspirations — they are binding commitments under RBI's NBFC Directions 2022.

Stage Channel Acknowledgement Resolution Target Status
Level 1 In-App · Email · Phone · Written 1 working day 5–10 working days Open to all
Level 2 Email (GRO) · Written 2 working days 15 working days If L1 unsatisfied
RBI IOS cms.rbi.org.in · 14448 Helpline Per RBI-IOS rules 30 days After 30 days unresolved
All complaint records are maintained for a minimum of 5 years per RBI record-keeping requirements. You can track your complaint status at any time via the askrupee.com app or by emailing us with your reference number.
Reserve Bank of India

RBI Integrated Ombudsman Scheme

If Crestmont Capital has not resolved your complaint within 30 days of first registration, or if you are dissatisfied with our Level 2 response, you have the right to approach the RBI Integrated Ombudsman — free of charge.

Important: Always obtain a complaint reference number from us before approaching the Ombudsman. The RBI-IOS requires evidence that you have first given the regulated entity an opportunity to resolve the complaint.

Common questions

Frequently asked

When you raise a complaint through the askrupee.com app, you receive an automated acknowledgement with a unique reference number immediately. If you complain by email, you will receive the reference number in our acknowledgement email within 1 working day. Keep this number — you will need it for any escalation.
No. The RBI Integrated Ombudsman can only be approached after the regulated entity (Crestmont Capital) has had an opportunity to resolve the complaint — and either 30 days have passed without resolution, or you are unsatisfied with the outcome. You must have a complaint reference number from us before filing with the RBI-IOS.
Harassment by collection representatives — including calls at odd hours, threats, or contacting your family members — is strictly prohibited under the RBI Fair Practices Code and is a serious misconduct. Report it immediately to grievance@crestmontcapital.in. We have a zero-tolerance policy and will take immediate disciplinary action. You may also report directly to the RBI Sachet portal.
Email service@crestmontcapital.in with your loan account number and the specific discrepancy (e.g., loan marked as NPA when it was paid, incorrect DPD, wrong closure status). We are obligated to investigate and correct bureau reporting within 30 days of confirming an error. You can verify the correction by pulling a fresh bureau report after 45 days of the closure.
You can raise complaints about: unexplained loan rejection, disbursement delays or errors, incorrect interest or charges, undisclosed fees, collection misconduct, incorrect credit bureau reporting, data privacy concerns, or any other service issue related to your loan on askrupee.com. There is no complaint category that is "out of scope" — if it involves your loan, we will address it.
Include: your full name, mobile number, and loan account number; a clear, factual description of the issue; the date the issue occurred; the amount in dispute (if applicable); any prior reference numbers from earlier communications; and copies of supporting documents (screenshots, bank statements, emails). The more complete your complaint, the faster we can investigate.
You are entitled to a digital No-Objection Certificate (NOC) within 5 working days of full loan closure, and a credit bureau update within 30 days. Email service@crestmontcapital.in with your loan account number and closure date. If the NOC is not issued within 5 days of that complaint, escalate to grievance@crestmontcapital.in. This is a regulatory obligation and will be treated as a priority complaint.
No. Raising a complaint with Crestmont Capital — at any level — is completely free. Approaching the RBI Integrated Ombudsman is also free of charge. No one associated with Crestmont Capital is authorised to charge a fee for processing or expediting your complaint. If anyone claims otherwise, report it immediately as fraud.

Not sure where to start?

Email us at service@crestmontcapital.in with your loan account number and a description of your issue. Our team will acknowledge within one working day and guide you through the right resolution path.