Crestmont Capital Pvt. Ltd. is a purpose-driven financial institution committed to making credit accessible, transparent, and dignified for every Indian.
Crestmont Capital Pvt. Ltd. was founded with a singular mission — to democratise credit for the underserved and emerging middle class of India. We are an RBI-registered Non-Banking Financial Company (NBFC) headquartered in India, operating through our flagship digital lending platform askrupee.com.
We combine rigorous underwriting, proprietary risk models, and a deep understanding of India's credit landscape to deliver fast, fair, and fully digital loan products. Our team of financial experts, technologists, and customer champions work in unison to ensure that every borrower receives the respect and speed they deserve.
With a pan-India presence and a growing network of lending partners, Crestmont Capital is poised to become one of India's most trusted consumer lending institutions.
RBI Registered NBFC · CIN: U65100WB1990PTC049122
RBI CoR No.: B.05.03608
Non-Deposit Taking Company – Investment Credit Company
The principles that guide every decision we make — from product design to customer service.
To be India's most trusted digital lending platform — a place where every creditworthy Indian can access fair, fast, and transparent financial products with complete dignity.
To bridge India's massive credit gap by deploying technology, data intelligence, and genuine empathy — making the borrowing journey as simple as a chat conversation through askrupee.com.
Transparency in pricing and terms. Integrity in every interaction. Inclusion for the underserved. Innovation in product and process. Customer-first in everything we build.
Comprehensive lending solutions powered by advanced technology and deep domain expertise.
Disburse loans up to ₹20,000 in under 10 minutes. No paperwork, no branch visits. Apply, get approved, and receive funds — entirely on askrupee.com.
Our proprietary credit engine goes beyond CIBIL scores, analysing 300+ data points to give creditworthy borrowers the access they deserve — regardless of their bureau history.
We partner with scheduled commercial banks and other NBFCs under RBI's co-lending framework to offer competitive rates and high sanction limits to our borrowers.
As an RBI-registered NBFC, we adhere to all applicable regulations including KYC/AML norms, data localisation, Fair Practices Code, and digital lending guidelines (2022).
Crestmont Capital is led by qualified finance professionals with deep experience in taxation, audit, regulatory compliance and business management.
A Chartered Accountant and B.Com graduate. From February 2016 to July 2024 he was a Practising Chartered Accountant with over 8 years of extensive experience in taxation, audits, GST compliance and advisory services for individuals and businesses, with expertise in statutory audits, tax planning, regulatory compliance and representation before tax authorities. He presently provides consultation in the fields of finance, taxation, fund raising and business management.
Other positions: Designated Partner in Intellifin Advisory LLP, which is an investment manager to Sunrise India Growth Fund (Category I AIF); Promoter-Director in Valuecore Advisory Private Limited.
Was a SEBI Registered Research Analyst from June 2025 to January 2026. An application for surrender of the said registration has been submitted vide application no. 1667049 dated 11 February 2026 and is under process with SEBI.
A Chartered Accountant and B.Com graduate. From September 2017 to January 2026 he was a Practising Chartered Accountant with over 8 years of extensive experience in taxation, audits, GST compliance and advisory services for individuals and businesses, with expertise in statutory audits, tax planning, regulatory compliance and representation before tax authorities. He presently provides consultation in the fields of taxation, finance and business management.
Principal areas of business: Financial consultancy, taxation advisory, business management consultancy and legal compliance services.
We're here to help — online and offline. Reach out to us through any of the channels below.
Crestmont Capital Pvt. Ltd.
EP-Y-16, Sector V,
Kolkata — 700 091
West Bengal, India
Crestmont Capital Pvt. Ltd.
Plot No. 123, Street No. 17, MIDC,
Marol, Andheri (E), Mumbai — 400 093
Maharashtra, India
(Books of account maintained at this address)
service@crestmontcapital.in
compliance@crestmontcapital.in
Mon – Fri · 9:30 AM – 6:30 PM IST
askrupee.com (24 × 7 digital platform)
In compliance with RBI guidelines, Crestmont Capital has a dedicated Grievance Redressal mechanism to ensure prompt and fair resolution of customer complaints.
If you have any grievance, please first contact our customer support. If unresolved within 30 days, escalate to our Grievance Redressal Officer.
Apply for a personal loan on askrupee.com in under 3 minutes. Fast approvals, competitive rates, zero paperwork.
Apply Now on askrupee.com